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What to do if You're Buying in the Next 6 months

Work Out Your Budget & Get Preapproved

One of the most critical steps in buying a home is to work out your budget to understand how much you can afford to spend on a home. You'll want to get preapproved for a mortgage so that you're able to make an offer when you find the one! Remember that interest rates on payments could rise in the next few years so allow for this and emergencies. A real estate agent can help with advice on budgeting. You also need to include money for the move itself, including moving services, company fees, lawyers, and the real estate agent.

Consider What You Want from a Home

When you start thinking about budgets, you should also work out what you want from your new home. Now more people look for things like more space, a garden, and dedicated office space in particular. You need to think about the neighborhood too and whether you want to be in the city or are looking for something more rural.

Research Where You Want to Move

Looking at neighborhoods and new towns where you plan to move is exciting. Check out the facilities, including schools and healthcare and crime rates. Work out commuter times, too, if you're going into an office. If you plan to buy a home, visit the area and walk around to get a feel for the area. Remember that that beautiful town you saw in summer may be a very different place in winter. Once you have an idea of places you want to live, you can draw up that shortlist of neighborhoods. Don't forget that local real estate agents also have a lot of insight into popular places and what would suit your requirements. Let's talk about your needs! 

Start Looking at Potential New Homes

Once you have an idea of what you are looking for and a budget, it's time to start looking at potential homes. It's a great way to see what is available and what you do and don't want. For example, do you want a home you can move into immediately or one that requires a lot of renovation? If you are looking at a renovation project, you will need to think about the time you have to do things and the additional budget. We can alert you to any properties that may fit your needs when they hit the market. Once you find your dream home, you can make an offer and plan that move.